Your home may be repossessed if you do not keep up repayments on your mortgage.
028 8225 0000

The importance of Reviews

You do not have to choose an ongoing service with us, although clients tell us they do benefit from some form of relationship with us.

The style and frequency of our ongoing service is decided by you, and often is dictated by where you are on your life stage, as well as your relative level of wealth.

Most of our clients like to review once a year, or near the end of a special term on their mortgage because:

  • Protection products and prices on offer can change, new innovations produce more suitable solutions, and better claims history can impact pricing positively
  • Property prices change, affecting the level of a property's equity. There is also an almost daily change in the mortgage products in the UK market. By not reviewing, a client could miss out on a better mortgage deal that may not have been available at the time of their last review
  • Changes in income and expenditure (as well as inflation) can impact the real value and financial impact of any insurance and protection clients may have in place.

There are 3 key elements to our service:

  • Keeping you informed: Only sending you pertinent information that we feel is of benefit to you (and not spamming or overloading you!)
  • Plan review: The opportunity of a "milestone check" that your plans are the most effective way to achieve your objectives today and in the future.
  • Personal safety net: Making sure that any personal changes in income or the value of assets you own are not adversely effected by announcements in the UK Government's Budget (e.g. changes in welfare, or income, capital gains or inheritance taxation).

We will confirm your options for review in our Terms of Business and Authority To Proceed documents.

Thinking of getting a mortgage?

  • We provide a whole of market mortgage review service.
  • After we have assessed your needs, we will advise and make recommendations for you.
  • Our recommendations will be made on a comprehensive and fair analysis of the mortgage market.
Budget Planner We'll help you work out how much you can afford to pay on a mortgage, giving you a better idea of what you can and can't afford. Mortgage Calculator You can work out how much you could save on your mortgage by paying it off quicker. Mortgage Quotation Have you found the right mortgage quote yet? We can offer you a mortgage quote based on the information you provide.
Get in Touch
Telephone:028 8225 0000 Mobile: 077 7188 4633
Address: 36a High Street, Omagh, Co. Tyrone BT78 1BP

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